Fact-checking policy

1. Centralised Data Management

Tax-year figures utilised by our calculators reside in a single, centralised, versioned record rather than being hard-coded into individual tools. This architectural decision ensures that a reviewer — or an inquiring reader — can verify exactly which values a given calculation employed and when they were last authenticated.

The current active record is 'UK tax year 2026/27', last verified on 26 August 2026. Its status is formally recorded as 'reviewed', indicating that the figures are structured and sourced but may still be pending confirmation by a named expert reviewer.

Each figure within this record is accompanied by a source note directing the reader to the relevant GOV.UK, HMRC, or Pensions Regulator documentation. Values pending expert confirmation are explicitly labelled as provisional to prevent them being interpreted as settled statutory facts.

Tax figures are based on published GOV.UK and HMRC rates for the stated tax year. Rates change. Confirm current values before relying on any calculation.

2. Scheduled and Event-Driven Re-checking

Statutory rates are systematically re-checked at the beginning of every UK tax year and immediately following any Budget or significant fiscal event that alters them. Priority is given to Employer National Insurance thresholds, the Employment Allowance, automatic enrolment contribution rates, and HMRC approved mileage rates.

If we are unable to verify a figure against a current, authoritative public source, we proactively remove it from the published page rather than leaving an unverified number in circulation. We firmly believe that a missing figure is vastly preferable to an incorrect one.

3. Distinguishing Fact from Operational Guidance

Opinion, judgement calls, and Kayley Hart's own operational advice — such as the optimal sequencing of a first hire, or the structuring of a delegation brief — are fundamentally distinct from statutory 'facts'. These are presented clearly as the author's professional viewpoint rather than as an official or legally binding position.

Third-party product specifications, including eligibility criteria or reward terms for partners like Tide or Capital on Tap, are sourced directly from the partner's published documentation and owner-supplied campaign terms. These are re-checked according to the schedule detailed in our Affiliate and Partner Disclosure.

4. Reporting Inaccuracies

We actively encourage reader scrutiny. If you believe a figure is incorrect or out of date, please utilise the Contact and Complaints page, specifying the page URL and the specific figure in question. We operate on the principle that we would rather be corrected promptly than remain inaccurate.